Car finance that fits your preferences
You to get on the road whether it’s a new or used car, an AA loan could help.
Minimal prices from 3.1per cent
Our prices differ with respect to the quantity you intend to borrow, your selected term as well as your credit score.
Complimentary breakdown cover*
Year’ free Basic Breakdown Cover, or perhaps an add-on that is free you are currently an associate. Get more information.
Exclusive low price for people
We reserve our cheapest loan prices for people. Utilize our calculator to have a personalised estimate.
Supplied by the financial institution of Ireland British. AA Financial Services Limited is just a credit broker rather than a loan provider.
I am sorry! I am temporarily unavailable.
Representative 8.9% APR. Predicated on that loan of ?4,000 over three years, with month-to-month repayments of ?126.37 and total quantity repayable of ?4,549.32, which include ?549.32 interest at 8.9per cent fixed.
Crucial: The price you’re provided depends on your circumstances that are personal together with your credit history. The utmost APR you can get is 29.9%. Your loan term will rely on the mortgage amount requested. We currently offer loan term lengths of just one to 7 years.
Are you qualified?
Look at possibility of the application being accepted without inside your credit history.
You have suggested that you are an AA Member* and certainly will consequently get a rate that is exclusive. Before we continue, please verify your account quantity below.
* An AA Member is an individual which has had arranged breakdown cover directly using the AA and never as an element of a bank or car manufacturer partnership system.
Willing to use?
Enjoy our low price loans. It really is easy and quick to use.
The important points
- Prices from 3.1per cent APR for loans between ?15,001 and ?25,000
- Fixed month-to-month repayments
- Exclusive reduced loan prices for users
- Instant choice generally in most situations
- Make additional re payments or spend your loan off early
- No set-up or arrangement charges
1 An AA Member is a client which has had arranged breakdown address straight utilizing the AA and never as an element of a bank or car maker partnership system.
* Free breakdown cover
As a fresh AA Loans consumer you’ll receive one year’ Basic Breakdown Cover, or perhaps a free add-on if you are currently an associate.
The Basic Breakdown Cover is actually for a solitary car plus one breakdown a lot more than 1/4 mile from your own home address – further call-outs can be obtained for a pay-for-use foundation.
Current Members installment loans michigan can be given an add-on that is free either nationwide healing, At Home or Onward Travel for the rest of these account 12 months.
Your Basic Breakdown Cover or free becomes that are add-on if the application for the loan is accepted. The chosen add-on is renewed immediately us not to unless you tell. The free breakdown address isn’t available in the event that you curently have AA breakdown address using your bank or car manufacturer. Listed here are most of the conditions and terms.
Manage your loan
Help handle your existing AA Loan.
What exactly is an APR?
The APR you obtain can vary greatly through the rate that is advertised. Here is the representative price which we anticipate a lot of people whom use to obtain.
The rate you will be provided is supposed to be a personalised price predicated on your present specific circumstances including credit information held you borrow and length of time you borrow for about you by the credit reference agencies, the loan amount.
Trying to get an AA Loan
It is possible to apply on the internet and can get a decision that is instant many instances.
Who is able to use?
To meet the requirements to apply you need to;
- Have already been A british resident for at the very least three years
- Be over 21 with no more than 70 once the loan term ends
- Be used with an income of ?12,000 or higher
- N’t have a past reputation for County Court Judgments or bankruptcy
- Have a UK based bank or building society account that will pay direct debits
The length of time can we just take that loan for?
Loans can be obtained between 1 and 7 years (according to the value of the loan).
Are you able to let me know exactly how much a loan will definitely cost and never have to offer my personal statistics?
You can expect a personalised cost that will be centered on your own circumstances and quantity you want to borrow which is consequently essential to capture your own personal details. Please be aware that we try not to provide a quotation that is indicative. If you continue and fill out an application, a credit search is going to be registered during the Credit Reference Agencies.